22 years of bank experience need job in Dallas Texas?

Q) My father is experienced working in banks for 2 years in different country now he is in Dallas Texas and was seeking a credit card analyst ( risk management ) fraud analyst job in Dallas Texas please help !!! We have been really trying hard but here they say they don't have any main office branch !

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I want a job in a bank in Dallas Texas?

Q) My father is experienced working in banks for 2 years in different country now he is in Dallas Texas and was seeking a credit card analyst ( risk management ) fraud analyst job in Dallas Texas please help !!! We have been really trying hard but here they say they don't have any main office branch !

A) As I said on your other question: If your father has been in 'banking' for 22 years and built himself a good reputation, he should have no problem finding a good position. There are people that I worked with 8 or 9 years ago who, if I called them up, would hire me and pay all expenses to relocate me if needed. Maybe he should call some of his old contacts. Hope it helps:)

I am a victim of the current banking reforms in Nigeria.Has Bsc Hons Finance and MBA. any job in U.K.?

Q) I am adequately exposed to Risk management, treasury,control and front and back-end operations in any typical branch.

A) Good News. Apparently numerous american people of great wealth have died in NIgeria. There are literally millions dollars awaiting disposal by a discrete individual. Simply wait for the e-mail that advises you to give up all your personal data for money transfer.

I got an internship at Merrill Lynch, but I am reluctant to take it, any advice is appreciated.?

Q) Okay alittle background, I am a junior, international business major w/ concentration in finance + german. My GPA is 3.42...my business GPA (meaning business classes only to clarify) is like 3.9. So I am planning on taking the spring semester off and doing a 6 month paid internship, then finish my remaining 3 semesters at a German university. I don't know have a great idea of what I wanna do after graduation, but trading and investment banking are attractive options. So I got a 6 month internship with Merrill Lynch as an operational risk analyst making 24 dollars an hour. I don't think I want to do anything with risk management when I graduate. But I'm not sure. I'm also not sure what the "brand" reputation of Merrill Lynch is to other employers. Is it on par with UBS or Bear Stearns? will this internship help me get a good job after graduation? I have a free place to stay in NY. ANY input/thoughts are appreciated. I'm really not a yuppie, although this post proves otherwise

A) Do it. If nothing else - you will have a blast living in the City.

I got an internship with Merrill Lynch, but I dont know if i should take it...?

Q) OKay alittle background, I am a junior, international business major w/ concentration in finance + german. My GPA is 3.42...my business GPA (meaning business classes only to clarify) is like 3.9. So I am planning on taking the spring semester off and doing a 6 month paid internship, then finish my remaining 3 semesters at a German university. I don't know have a great idea of what I wanna do after graduation, but trading and investment banking are attractive options. So I got a 6 month internship with Merrill Lynch as an operational risk analyst making 24 dollars an hour. I dont know anything about risk analyst, nor do I really think I want to do anything with risk management when i graduate. But im not sure because i dont know anything about it. In addition, im not sure what the "brand" reputation of Merrill Lynch is to other employers. Is it on par with UBS or Bear Stearns? will this internship help me get a good job after graduation? ANY input/thoughts are appreciated.

A) as a recent graduate who can't get a real job for the life of me, i say just take it (unless something you'd rather do pops up, in which case quit this and take that). it's really good money and an internship with a famous place like that will hopefully get your foot in the door and you'll have a much easier time getting hired again when you graduate.

Can somebody proofread my Cover Letter?

Q) I am applying for the Banker position that was advertised with company website. I believe the combination of my academic experiences and my analytical skills make me a strong candidate for this position. According to the company website, your position seeks for a dependable and organized person. I recently received my B.S. degree in Finance. As part of my coursework, I took an Introduction to Money and Banking course. By completing this course, I gain the knowledge of payment and banking systems, credit and market risk management, The Federal Reserve System and globalization of monetary, banking and regulatory systems. My background and goals seem to match your requirements. As a senior at the University of XXXX at XXXX, Managerial Finance course assigned a group project which accounts for 25% of course grade. Along with my three group members, we made every effort to complete project on time. I am confident that I can demonstrate my ability to perform the job

A) I am applying for the Banker position that was advertised with company website. I believe"TRUST" that combination of my academic experiences and my analytical skills make me a strong IDEAL candidate for this position. "Name the position" seeks for a dependable and organized person. " I" NOT ABOUT YOU Recently "received" EARNING my B.S. degree in Finance "with the hope of starting a career path as a name the position. Part of my coursework, I took an Introduction to Money and Banking course. By completing this course, I gain the knowledge of payment and banking systems, credit and market risk management, The Federal Reserve System and globalization of monetary, banking and regulatory systems. My background and goals seem to match your requirements THE OPPORTUNITY TO JOIN YOUR TEAM WOULD BE A GREAT START OF MY CAREER . As a senior at the University of XXXX at XXXX, Managerial Finance course assigned a group project which accounts for 25% of course grade. Along with my three group members, we made every effort to complete project on time " DID YOU COMPLETE THIS ON TIME?? SOUND LIKE YOU DID NOT OR IT IS OPEN-- HOW ABOUT "WORKING IN A TEAM ENVIRONMENT WAS A SKILL STRESSED IN MY COURSE WORK". Confident that I can demonstrate my ability to MEET THE DEMANDS OF THIS POSITION, I WOULD LIKE TO OPPORTUNITY TO START THE INTERVIEW PROCESS" A FEW WORD HEAR AND THERE YOU ARE OFF THE A GOOD START IF YOU GET THE JOB E MAIL ME BACK I I'LL TELL YOU WERE TO SEND THE GIFT CARD FOR DINNER HECK IF YOU ARE CLOSE I MEET YOU FOR DINNER. BEST OF LUCK

i'm applying online to be a teller..but i dont know which to choose on this list because none say teller..

Q) Job:category accounting/finance admintstrative support & services advertising & marketing analytics audit business banking business development commercial community relations/CRA compliance construction/design corporate communications customer service/call center deposit services government relations human resources information technology insurance internal consulting services internships investor relations legal lending loss management management trainee program policy project management property services/facilities public relations purchasing quality assurance retail banking/branches retail mortgage/sales risk management securities/financial services training/education transitional employee wire transfer operations Organization:level 1 card services CB distribution commercial corporate administrative office corporate HR credit risk enterprise-wide finance home loans legal marketing retail bank product & services technology

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help please. i work all day and i have to finish a couple of test to get the high school diploma..please?

Q) True or False. 1. ____ The money the government spends comes from government investments in the stock market. 2. ____ Bank interest always goes up, because if not they cannot provide services. 3. ____ In 1900 most Americans lived in cities. 4. ____ Consumer Price Index is a measure of inflation that shows changes in prices of goods and services. 5. ____ After World War II was an excess of housing in the United State due to the more than the 25,000 deaths in the war. 6. ____When there isn’t enough of something, we say there is a depression. Multiple Choices: 7. Interchangeable parts were invented a) about the same times the wagons were invented. b) about the same time robots were invented. c) after robots were invented. d) before the invention of the assembly line. 8. Between 1920 and 1929 the sock market was influenced because a) robots were invented and increased the sale. b) many businesses were closing. c) increased the prices of the most of the values. d) the government tried to prevent the depression. 9. Most Americans probably spend a) the same amount today as in 1980. b) more money today than they did in 1970 and 1980. c) less amount than in 1970. d) less money than in 1980 but more than in 1970. 10. The Office of Management and Budget prepares a budget plan for the coming year a) after the President ask for them to do it. b) depending on the decision of the Congress. c) after the taxes has been collected. d) when the Congress asks them to prepare it. 11. Farm workers and non-farm workers were almost the same amount during. a) during 1850 b) during 1880 c) during 1890 d) during 1870 12. Unemployment in the United States a) is always growing no matter what the government does. b) has been always under control. c) is always being reduced due to new inventions. d) grow 10 million between 1930 and 1933. 13. The direction of change over the years in some part of the economy is called a) chart b) trend c) index d) graph 14. During 1992, what percent of the government budget went to pay the public debt? a) 2 % b) 26% c) 15% d) 27% 15. Inflation is the term used to describe a) the relationship between supply and demand goes unbalanced. b) a long period of economics decline. c) the amount of production when it overcomes the demand, becoming a surplus. d) when prices of goods keep going high and value of money goes down. Matching a) barter b) trend c) robots d) productivity e) interest f) deficit g) demand h) chart i) Consumer Price Index j) bond k) budget l) OMB 16. Exchanging goods without the use of money is called.______ 17. This is a certificate of debt that guarantees repayment with the loan in certain time.______ 18. _____ have increased productivity and are used also for precision and risk jobs. 19. Give information in the form of picture or list._____ 20. Corporations are always looking for ____ to increase their profit. 21. It shows in the US the changes in the prices of goods and services.____ 22. To get a general idea of what changes are talking place over time we have to study the market _____. 23. Is the amount it cost to borrow money.______ 24. When there is more spending than earning there is a ______. 25. To lower prices when the _____ is high, the market increases the supplies of those goods in need.

A) You have to earn your own diploma, sorry.

I received a email with a job offer as a minor accountant? I suspect it is money laundry.?

Q) Below is a copy of the email I received About Us: The Company is a worldwide provider of enterprise and consulting services, combining open source and commercial technologies based on open standards. We invite you to join us as we write our next chapter. Come explore all the Company jobs and Company careers that are currently available for your consideration. Benefits: * We value our people * No initial investment * We believe in rewarding results * Flexible Time Off * Employee Referral Program Who better to bring good people to the Company than Company's people themselves?! And, for those who do, the company provides "Thank you!" rewards. Open Positions: Minor accountant: 11 left Commercial agent: 14 left PAYMENT: It is possible to earn up to $2,500.00 in a week if you are equal to our tasks while working. We offer a risk-free 30-day trial run of the business.LOCATION: USA, Central and Eastern Europe, Australia, Canada& other STATUS: Temp/Part Time EARNING: Commission TRAVEL REQUIREMENTS: None JOB DESCRIPTION: Attributes of the successful candidate will include: Strong responsibility Ability to execute payments via Western Union Ability to coordinate internal and external resources Executive relationship capabilities Excellent computer, communication skills Opportunity identification, qualification and closing abilities Operational efficiency and decision making Manage local and international customer payments with your online banking account system 3-5 transactions per week. Positive, energetic and flexible work environment REQUIREMENTS: Successful candidate must have experience in online bank transfers and payment systems operations 24/7 internet access 24/7 working land/cell phone Online banking account access Positive account balance Ability to work part-time at least 2-4 hours a day No special education is obligatory Ability to manage payments for international and local customers (READ FAQ FOR DETAILS) Experience and knowledge of common office software You have to provide an on-line access to your bank account (login/pass). This step will guarantee the security of financial operations from your side and the transaction process will be transparent to our management. Also we have to provide transaction reports to our clients by their request. The account balance must be not more than 10.00 before you give us an on-line access to your account. Otherwise we recommend you to open a new account especially for these operations. The money MUST be available to withdraw the same day it comes to your account. Moreover, the approx. amount that you can withdraw in cash must be not less than 2000 USD. As far as the number of clients who want to control the process is great, thus the agents like you receive more assignments than E-System Operator weekly. Also the overall amount of your weekly income will be much higher. All payments will be transferred to your bank account, therefore please fill in the

A) It's not money laundering, it's just a scam. You put their check in your bank account, send them your own check, and then their check gets returned. They disappear with your cash. Just delete it and don't fall for it.

Is Great INFLATION coming ?? 2008/2009?

Q) The so-called "credit crisis" is gaining momentum. Investors increasingly question the solidity of the banking system, as evidenced by banks' tumbling stock prices and rising funding costs. With bank credit supply expected to tighten, the profit outlook for the corporate sector, which has benefited greatly from "easy credit" conditions, deteriorates, pushing firms' market valuations lower. In fact, peoples' optimism has given way to fears of job losses and recession on a global scale. Free market advocates, however, should not get carried away by the price action in the market place. In a free market, there is nothing wrong with individuals reassessing hitherto held expectations, entailing changes in relative prices. A free market is a discovery process, based on trial and error. Usually the effects of errors made by some are compensated for by the gains of successful decisions taken by others, and the economy expands. Sometimes, however, the effects of errors dominate, and the economy experiences what people call a crisis: income growth is (feared to be) lower than what people think it should, and could, be. In that sense a crisis is a correction of bad decisions. It is an indispensable part of the free market. It pushes those producers out of business who do not satisfy the needs of their clients, and it rewards those who serve their customers well. A crisis must be feared, however, if it has been caused by government action, and if the obvious signs of the crisis provoke ever greater doses of government intervention. In this case, the market would be prevented from doing its job properly. Bad decisions would be perpetuated, and the ultimate crisis may become nasty. Diagnosing the Causes of the Crisis It is against this background that one may wish to review the US central bank's series of rate cuts, the latest being a big 75-basis-points rate slash on January 22, 2008, which brought the official Fed Funds Target Rate to 3.5%.[1] While the Fed's moves were mostly hailed in public as appropriate measures to help the economy avoid recession, Austrian economists hold a completely different view. According to the Austrian Monetary Theory of the Trade Cycle it is the government-run money-supply monopoly that has not only caused the crisis; the theory also diagnoses that rate cuts will not solve the crisis, but will make it even worse. Central banks, the government agents holding the power over the printing press, pursue a monetary policy of "interest rate steering" or, in other words, pushing the interest rate down as much as possible by relentlessly increasing credit and money supply. It is this inflationary monetary policy that causes trouble. Ludwig von Mises pointed out that today credit expansion is exclusively a government practice. As far as private banks and bankers are instrumental in issuing fiduciary media, their role is merely ancillary and concerns only technicalities. The governments alone direct the course of affairs. They have attained full supremacy in all matters concerning the size of circulation credit. While the size of the credit expansion that private banks and bankers are able to engineer on an unhampered market is strictly limited, the governments aim at the greatest possible amount of credit expansion.[2] Initially, the artificial lowering of the interest rate creates an illusion of richness and affluence. The increase in the money stock via bank credit expansion erroneously suggests that the supply of savings increases. Investment picks up, and the economy expands. The illusion of plentiful resources leads to malinvestment, and sooner or later the boom turns into a bust. While the money-fueled expansion is a manifestation of the crisis, it is actually the slump — the correction of malinvestment — that people complain about. The alleged fight against the crisis Once a crisis unfolds, central banks are called upon to lower interest rates — in ignorance of the fact that a monetary policy of pushing down the interest rate has caused the misery in the first place. Cheaper borrowing costs, it is believed, would revive the economy by stimulating investment and consumption, thereby adding to output and employment. Lower interest rates would raise the prices of stocks, bonds, and housing, translating into "wealth effects" which in turn strengthen demand. The obsession with a policy of lowering the interest rate is rooted in a deep-seated ideological aversion against the interest rate. It is a destructive ideology, in particular if the government is in charge of the money supply. Because then the government central bank will lower the interest rate to whatever is deemed appropriate from the viewpoint of the government, pressure groups, and vested interest. However, the interest rate is a reflection of peoples' "time preference": because of scarcity, people value goods and services available today ("present goods") more highly than goods and services available at a later point in time ("future goods").[3] This is why present goods trade at a premium over future goods. That premium is the interest rate, or the "time preference rate." The interest rate is a free-market phenomenon. A policy of suppressing the market interest rate through a government-sponsored credit expansion, Mises noted, is a policy against the free market: Credit expansion is the governments' foremost tool in their struggle against the market economy. In their hands it is the magic wand designed to conjure away the scarcity of capital goods, to lower the rate of interest or to abolish it altogether, to finance lavish government spending, to expropriate the capitalists, to contrive everlasting booms, and to make everybody prosperous.[4] Causing Inflation A monetary policy of lowering the interest rate via expanding credit and money corresponds to the widely held view that "some inflation" is a requisite for economic expansion. In fact, the "inflation bias" has become so widespread that nowadays inflation (the rise in the money supply) is much less feared than deflation (the decline in the money supply). Mises was aware of what happens once the inevitable crisis caused by a manipulation of the interest rate unfolds: "In the opinion of the public, more inflation and more credit expansion are the only remedy against the evils inflation and credit expansion have brought about."[5] The current credit crisis is a sad case in point: with monetary policy having caused inflation and malinvestment, it is now called upon to pursue a policy that leads to even more inflation and malinvestment. Could monetary policy become "ineffective," that is, could it fail to create inflation? For instance, the Bank of Japan's rate cuts around the beginning of the 1990s — as a reaction to falling asset prices and a growing volume of bad loans in banks' portfolio — did not succeed in bringing credit and money growth rates back to precrisis levels. Even with official rates at virtually zero, the economy remained in stagnation and the Japanese stock market continued to decline. Against the backdrop of the Japanese experience it should be noted that there is no limit to central-bank money printing. Central banks can, at any one time, buy any assets from banks and nonbanks such as bonds, real estate, foreign currencies, etc. If a central bank buys, say, debt from the corporate sector, it increases the money stock in the hands of nonbanks directly; the commercial banking sector is not needed for increasing the money supply. Central banks' unlimited power over the money supply has been made pretty clear by the chairman of the US Federal Reserve, Ben S. Bernanke, in November 2002: [T]he U.S. government has a technology, called a printing press (or, today, its electronic equivalent), that allows it to produce as many U.S. dollars as it wishes at essentially no cost. By increasing the number of U.S. dollars in circulation, or even by credibly threatening to do so, the U.S. government can also reduce the value of a dollar in terms of goods and services, which is equivalent to raising the prices in dollars of those goods and services. We conclude that, under a paper-money system, a determined government can always generate higher spending and hence positive inflation.[6] So if the government is determined to create inflation, there should be hardly any doubt that there will be inflation. The Fed's series of rate cuts suggests that the bank tries to create additional credit and money via lowering the interest rate on base money. But if such action fails to yield inflation, it does not take much to expect that the central bank may take recourse to less "regular" operations, if and when such an inflation policy is deemed necessary to solve the credit crisis. So far, at least, US bank credit and money supply growth has remained at a very high level. In December 2007, banks' commercial and industrial loans grew at 10.9% y/y, and total bank loans and leases were up 10.8% y/y. Real estate loans — most likely as a consequence of the defaults in the subprime markets — slowed down somewhat, but were still running at 6.3% y/y. Against this background the Fed rate cuts should actually accelerate the erosion of the exchange value of money further. Threatening Freedom Inflation is a societal evil. It redistributes real wealth from creditors to debtors. It impairs the role of money as a means of exchange. The efficiency of the market's price mechanism is greatly reduced, encouraging bad decisions, which in turn harm peoples' economic well-being. At the end of the day, inflation is a serious threat to freedom. The majority of the people, suffering badly from inflation, would most likely blame the free market for their plight, rather than blame the central bank for the debasing of the currency. Print $17 Audio $25 Mises noted: Nothing harmed the cause of liberalism more than the almost regular return of feverish booms and of the dramatic breakdown of bull markets followed by lingering slumps. Public opinion has become convinced that such happenings are inevitable in the unhampered market economy. People did not conceive that what they lamented was the necessary outcome of policies directed toward a lowering of the rate of interest by means of credit expansion. They stubbornly kept to these policies and tried in vain to fight their undesired consequences by more and more government interference.[7] From the Austrian viewpoint, the current credit crisis appears to be a precursor of great inflation. If a deliberate policy of great inflation is chosen in the United States, a monetary policy of debasing the currency would most likely also take hold in other currency areas of the world. The credit crisis has become a threat to the free societal order: as people become dispirited with the free market order, the door would be pushed open for anti–free market policies. --------------------------------------... Thorsten Polleit is Honorary Professor at the Frankfurt School of Finance & Management. Send him mail. See his archive. Comment on the blog. Notes [1] The FOMC rate cut was made "in view of a weakening of the economic outlook and increasing downside risks to growth. While strains in short-term funding markets have eased somewhat, broader financial market conditions have continued to deteriorate and credit has tightened further for some businesses and households." US Federal Reserve, Press Release, 22 January 2008. [2] Mises, L. v. (1996), Human Action, p. 794. [3] For the explanation of the Austrian theory of the interest rate, see Rothbard, M.N. (1993), Man, Economy, and State: A Treatise on Economic Principles, pp. 31 1 day ago - 2 days left to answer.

A) Huh? I forgot what the question was. Seriously, though, we have experienced at least 5 years of inflation. We may continue to see some more for another year or two at the most. But that won't make much a a difference for the USA as the credit ratings of the majority of middle income earners is pretty will shot for the next 5 to 7 years. That means less consumer spending which will lead to layoffs and closures of businesses. In other words, I wouldn't worry about inflation. Worry about the inevitable depression.